Assistant Vice President/ Analyst - Due Diligence Officer


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2018-07-25 05:02:35

Job location San Jose, California, United States

Job type: fulltime

Job industry: Executive Positions

Job description

The company operates within the financial industry.

  •  Sources and obtains first mortgage inquiries from existing customer base, bank referrals, and external business​sources using targeted marketing and/or advertising efforts.
  • Conducts presentations at branches, real estate office sales meetings, homebuyer's seminary or any other
    venue to solicit first mortgage business. Advises new and existing customers on various loan programs based on
    the customers' financial needs.
  • Interviews applicants to develop information concerning their needs, desires, and earnings to assist in
    determining whether the loan will be an acceptable risk to the Bank. Negotiates terms and conditions of loans
    with applicants.
  • Obtains and analyzes pertinent financial and credit data. Analyzes current rates and loan programs and
    provides accurate and timely information to customers.
  • Manages pipeline to ensure service standards and financial goals are met.
  • Transacts business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA,
    and Fair Lending Practices
  • Acts as liaison with borrowers/customers, other bank employees, outside entities (realtors, title and escrow
    officers, etc.) as well as other division staff, to facilitate a prompt, efficient closing of each loan.
  • Keeps informed on trends and developments in the local real estate market, as well as the changing rules and
    regulations pertaining to both private and government -insured mortgages.
  • Consistently works in accordance to published department sales and service standards.
  • Consistently manages to prescribed personal and business unit sales plans as well as the overall strategy of
    Mortgage Banking.
  • Performs other duties as assigned. 

  • Requires practical knowledge of job area typically obtained through advanced education combined with​experience.
  • Requires 3 years minimum experience in mortgage sales.
  • Bachelor's Degree
  • NMLS
  • Prior experience, with proven results, in first mortgage sales and customer service preferred.
  • Financial products or services experience is highly desirable.

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